With the price of gasoline skyrocketing, food scarcities, and jobs either tenuous or non-existent, we need all the help we can get. But surviving high prices can be tough.

man wearing blue jeans and black tee shirt with his empty pockets turned inside out

With limited income, we need to find ways to make our money stretch. Our families need to be fed, we need to keep a roof over our heads, and bills have to be paid.

Surviving high prices is something we strive to do all year. With the holidays quickly approaching, we need it even more than ever. We need to find ways to stretch our money to prevent credit card overload in January.


To help make your money stretch, here are a few tips that can start moving you in the right direction.

Surviving High Prices by Getting Organized

pink tea set; plate of cookies, open planner on a table

Let’s face it. If you don’t know where you stand, what you have, or what you need, moving forward can be like swimming in cement.

Getting all of your ducks in a row is the first key to surviving high prices. Having a notebook that keeps all of your information in one place is the first thing you need to do.

Notebooks can be created for any area of your life. No matter what you are working on, you can pull the appropriate notebook off the shelf and find the information you need.

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A second way to get organized is keeping inventory lists. These are used to help you know what you have, and what you will need.

Inventory lists are extremely helpful when it comes to the kitchen. Knowing what ingredients you have will help you create meal plans. In some cases, you may already have everything you need to feed your family healthy meals.

Surviving High Prices by Strengthening Your Finances

red, green, clear piggy banks, vintage canning jar filled with loose change

Having a budget and income and expense spreadsheet will tell you how much money you have coming in. It also outlines every expense you have. A solid budget and income and expense spreadsheet will have your expense broken down into priorities.

Using a priority system in your finances allows you a way to view what is the most important bills to pay. It also gives you an opportunity to quickly see where you can cut expenses in order to meet your requirements.

If you don’t have these financial documents in place, now may be a good time to set them up. Although it may take time, it isn’t difficult to do. And knowing how much you have to coming in and what is available to spend is the first step to surviving high prices.

Another way to strengthen your finances is to spend wisely. Compare the price of something you want that is beneficial vs something that has little to no value.

Spending money on books or courses that will help improve your situation or life are much more valuable than restaurant meals or going to the movies.

The books and courses can move you forward to a better life. Meals and movies can be done much more cheaply at home – and you will probably have a much better time!

Surviving High Prices by Growing a Garden

a tiny squash on the vine

I know you have heard this more times than you can count. But growing as much of your own food as possible is a great thing to do when it comes to surviving high prices. Growing a garden is a great way to:

  • Supplement fresh foods
  • Lower your Grocery Budget
  • Provide healthier food for your family
  • Give you a sense of accomplishment
  • Get better flavor from fresh (not shipped) produce
  • Grow unique varieties most grocery stores don’t offer

You may feel you don’t have enough space to grow anything. However, even a windowsill will allow you to grow fresh herbs. An apartment balcony or patio usually has enough room for a theme-based container garden. And a suburban home can combine a small inground garden with containers.

Growing a garden isn’t just a fun hobby. Instead, it can truly help you in your efforts to surviving high prices and give you the benefit of a bit of pride knowing you grew at least part of the dinner you will be serving tonight!

Surviving High Prices by Learning to Cook

grater, fresh basil, fresh garlic, bowl of pine nuts

Some folks love the idea of getting in the kitchen and cooking fun and delicious meals. Others dread the thought of standing over a stove, much less figuring out what to fix for dinner.

But learning to cook is a strong contender in the battle to surviving high prices. Even with the rising costs in the grocery store, meals can be prepared much cheaper than feeding a family at a local restaurant.

You can also add your own special touch to the meals you create through seasonings and your personal style of cooking. Better yet, you can double your recipe and place half of it in the freezer.

orange bowl, small bottles of bowls and jars holding spices

This gives you more bang for your buck and provides a meal for one of those busy days when you just don’t have time to cook.

Creating meal plans can also cut down on the grocery budget. By using inventory sheets, you can schedule for meals that don’t require an extra trip to the grocery store.

The best part of learning to cook is you can create a Poor Man’s meal for those days when money is tighter than normal. Or you can plan ahead and budget for a special occasion meal, such as an anniversary, birthday, or other celebration.

Surviving High Prices through DIY Projects

orange, blue, and red ribbon; blue jingle bells, blue canning jar, twine

When it comes to DIY projects, the things you can do are limited only to your imagination. From crafts and cleaning products to gifts and survival needs, if it can be made, you can do it.

Here is some food for thought. With every item you purchase, you aren’t just paying for the supplies it takes to make it. You are also paying for salaries and overhead, such as insurance, maintenance on buildings and equipment, utilities, janitorial services, and everything else a company requires to manufacture its products. You are even paying for the paperclips they use!

Learning how to do it yourself may take some time and practice. And there are some things we just can’t make ourselves, no matter how much we try or how skilled we are. But tackling the small items, such as pot scrubbers and dish cloths made from leftover supplies or creating unique gifts can save you money and provide benefits in other ways.

Surviving High Prices During the Holidays

snowman Christmas stocking; angel Christmas stocking, stuffed snowman; Christmas decorated gift bags

With the holidays speeding our direction, we may be a bit concerned about how to afford to celebrate. We want a great Christmas, but don’t relish the ideas of bills in January spoiling the fun.

Here are a few ways you can ease the burden and survive the high cost of the holidays:

  • Set a Budget and stick to it
  • Create handmade gifts, name tags, and gift wrapping
  • Create meal plans for both every day and holiday meals
  • Create a calendar/schedule of holiday activities
  • Bake ahead

These are just a few ways you can cut expenses. Instead of worrying about surviving high prices during the holidays, you will be able to have that Merry, Simple Christmas you always wanted!

Are You Ready to Start Surviving High Prices?

mockup image of Surviving High Prices ebook

A great way to get started is getting a copy of The Survival Guide to High Prices. In this eBook, you will find ways to make these difficult times work for you.

It gives you food for thought and helps you think outside the box. You will find ways to stretch your money through cutting expenses or simple ways to improve your cash flow.

There are tips on getting organized, meal plans, and finding ways to stretch your grocery budget – and even getting your friends in on the action. You will find ideas to grow at least some of your own food, regardless of your available gardening space.

woman's hand putting paper money into a pink piggy bank

And there are fun and beneficial DIY tips, ideas, and worksheets to help you stretch your budget in ways you may never have thought of before.

A Recession may be hot on our heels, but we don’t have to give in. Instead, we can face it head on and find ways to arm ourselves in the battle. In the process, you may even revive skills you have forgotten. You may learn a few more.

And through it all, you will find yourself growing, learning, and building your confidence levels. You may even discover you are even smarter and more awesome you ever thought possible!

Even better! If you sign up for my Newsletter, you will get special SUBSCRIBERS ONLY freebies – recipes, eBooks, and more!

Are you ready to begin surviving high prices? Just click the button and get started!

Julie Murphree is a blogger, newspaper columnist, and speaker on all things ‘Living a Simple Life on the Farm’. She is the author of \\\'The Farm Wife – Living a Simple Life on the Farm. She and her husband have 60 acres in NW Louisiana where they actively work on living as sustainable as possible.

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